Residential
Home Loans
Whether you are buying your first home or your next one, we compare suitable home loans and guide you from the first conversation to settlement.
MAXLEND - Simplifying your home loan journey
Home loans made simpler, with a broker on your side.
How can we help you today?
More than one lender to choose from
A broker is not limited to one bank's products. We compare suitable loans across the lenders available to MAXLEND.
Where would you like to start?
Buying, switching or building: these are the conversations we have most often.
Residential
First Home Buyers
Clear guidance for first home buyers on deposits, borrowing capacity, government assistance and the steps from pre-approval to settlement.
Residential
Refinancing
Review your current home loan against other suitable options, and understand the costs and benefits before you decide whether to switch.
Ready to talk it through?
Book a time that suits you. There is no obligation.
What to expect when you work with us
A clear process from the first conversation to settlement, with one team beside you throughout.
Meet the team
-
First conversation
We talk about what you want to do, where you are up to and what you are unsure about. There is no obligation.
-
Understanding your position
We look at your income, expenses, savings and existing debts to see what lenders are likely to consider.
-
Comparing loan options
We compare suitable loans and explain our recommendation in plain English, including fees and features.
-
Application
We prepare the paperwork, lodge your application and answer the lender's questions on your behalf.
-
Approval and settlement
We keep you informed until a decision is made, then work with the lender and your conveyancer through to settlement.
-
Ongoing support
We stay in touch after settlement and can review your loan as your needs change.
Lending for homes, investments and businesses
Residential, business and self-managed super fund lending, arranged by one team.
-
Home Loans
Whether you are buying your first home or your next one, we compare suitable home loans and guide you from the first conversation to settlement.
-
First Home Buyers
Clear guidance for first home buyers on deposits, borrowing capacity, government assistance and the steps from pre-approval to settlement.
-
Investment Loans
Loan options for property investors, from a first investment property to a growing portfolio, with attention to structure and cash flow as well as rate.
-
Refinancing
Review your current home loan against other suitable options, and understand the costs and benefits before you decide whether to switch.
-
Construction Loans
Finance for building a new home or completing a major renovation, with funds released in stages as the work progresses.
-
Business Loans
Finance for working capital, growth or buying a business, with options matched to the way your business operates.
-
Commercial Loans
Loans for buying or refinancing commercial property such as offices, warehouses, retail premises and industrial sites.
-
Equipment Finance
Finance for vehicles, machinery and business equipment, structured around the working life of the asset.
-
SMSF Loans
Lending for self-managed super funds buying property through a limited recourse borrowing arrangement, arranged alongside your advisers.
Reviews for MAXLEND
-
Example Reviewer
Example only, not a real review. Replace this text with a genuine review that the client has approved for publication, then tick "Approved and shown on the website".
Google review
-
Sample Client
Example only, not a real review. Replace this text with a genuine review that the client has approved for publication, then tick "Approved and shown on the website".
Google review
-
Placeholder Name
Example only, not a real review. Replace this text with a genuine review that the client has approved for publication, then tick "Approved and shown on the website".
Google review
About MAXLEND
MAXLEND is a mortgage broking team based in Werribee, Victoria. Our job is to help you find a loan that suits you: we explain the options, compare suitable lenders and deal with the lender on your behalf from application to settlement.
As brokers we are not tied to a single bank, and we are bound by a Best Interests Duty, which means our recommendations must put your interests first. Just as importantly, we explain things in plain English, so you understand the loan you are taking on and why we have suggested it.
Frequently asked questions
Straight answers to the questions borrowers ask us most.
See all questionsWhat does a mortgage broker do?
A mortgage broker works with you to understand your needs, compares suitable loans from a range of lenders, and manages the application on your behalf. We explain your options in plain English and stay involved through to settlement.
Related questions
Is a broker different from going directly to a bank?
A bank can only offer its own products. A broker can compare loans from the different lenders they are accredited with, and must act in your best interests when making a recommendation.
How much deposit do I need?
It depends on the lender, the property and your circumstances. Many lenders prefer a deposit of 20 per cent of the purchase price, but loans with a smaller deposit are available and usually involve lenders mortgage insurance. We can talk you through what may suit your situation.
Related questions
What is lenders mortgage insurance (LMI)?
LMI is insurance that protects the lender, not the borrower, if a loan is not repaid. It is usually charged when the deposit is less than 20 per cent, and the cost can often be added to the loan.
Can you help with business and commercial loans as well as home loans?
Yes. As well as residential lending, we help with business loans, commercial property loans and equipment finance.
How is MAXLEND paid?
In most cases a broker is paid a commission by the lender once your loan settles. We will tell you how we are paid, and about any fee that might apply to your situation, before you decide to go ahead.
How long does a home loan application take?
Timeframes vary between lenders and depend on how complex your application is and how quickly documents can be provided. We will give you a realistic expectation for your situation and keep you updated at each stage.
What is the Best Interests Duty?
It is a legal obligation that requires mortgage brokers to act in the best interests of their customers when providing credit assistance, and to put the customer's interests first if there is a conflict.
What documents will I need?
Lenders generally ask for identification, proof of income such as payslips or tax returns, bank statements, and details of your assets, debts and living expenses. We will give you a checklist tailored to your application.
Not sure where to start?
Tell us what you are trying to do and we will explain your options.
Latest articles
View all articles
Fixed or variable: how to think about your interest rate
Choosing between a fixed and a variable rate is about more than predicting where rates will go. Here is what each option means for you.
What lenders look at when they assess a home loan application
Understanding how lenders assess an application can help you prepare well before you apply.
Refinancing: the costs to check before you switch
A different loan can look attractive on paper. Before you switch, make sure you understand the costs involved.